Sunday, August 9, 2015

Real Estate: 3 Steps to Take before Buying a Home in Eugene, Oregon

Buying a new home in Eugene, Oregon may be high on your list of goals that you would like to accomplish in the near future, and fortunately, there are many beautiful homes available for sale throughout the community. Investing in real estate, however, is a major step to take, and you want to ensure that you are ready to make this purchase. Before you begin searching for houses in Eugene or nearby areas that meet your needs, follow these three important steps first.  Look at Your Savings Account Balance  There are many expenses associated with buying a home as well as other expenses related to being a homeowner. For example, when you buy a home, you will need to pay for up-front fees, closing costs, and the down payment. As a homeowner, you will be responsible for the mortgage payment, property taxes, insurance, maintenance tasks, repairs, and more. Take a closer look at your savings account balance to ensure that you are financially ready to purchase a home and to be a homeowner.

Monday, July 27, 2015

Selling Your Property: Impact on Your Finances

Many people want to sell their home to move into a nicer neighborhood, to be closer to work, to have a nicer or newer home, or to enjoy any number of other benefits. While these are all legitimate reasons to sell a property and relocate, selling a home and moving into a new one can have a major impact on your finances. It is important to understand how selling a property may impact your financial situation.

Tuesday, June 30, 2015

What to Focus on When Selling Your Eugene Home

Selling your home is a major decision and one you shouldn't take lightly. Whether it's time to downsize because your kids moved away, you're in the process of moving for work, or you need something larger, you can sell your home quickly when you know what to focus on and highlight.

Monday, May 18, 2015

Tips That Can Help You Buy a House

First time homeowners interested in shopping for high quality real estate should realize what their needs are before anything else. While ultimately everybody will have his or her own preferences when it comes to choosing the home that feels right, the following are basic points that you should cover when planning to buy a house, along with other extra preferences you might have, such as more storage space, or a basement playpen.

Location, location, location. The reality is that life involves travelling to local amenities and facilities every day. Potential homeowners should consider how comfortable the distance is from home to school, stores, transportation, and more. Ask yourself how long the travel or drive to your workplace that you can tolerate. What do you expect to get out of your neighborhood?

After location and amenities, look into the affordability of the property in your area. Your real estate agent should be able to provide you the information you need on the costs of housing for similar houses in the neighborhood of your choice. Factor in all other fees and expenses on top of the price of the house, such as the closing costs and home insurance.

Home inspection is another step in the home buying process that should not be disregarded. Check the structure of the house, including the improvements, especially when the property was recently flipped. Leave plenty of cushioning room in your budget for unexpected adjustments should there be repairs that you will require to be made before closing, or larger fixes to make the home feel totally yours.